Economic hardship, housing cost burden and tenure status: evidence from EU-SILC

Deidda, M. (2015) Economic hardship, housing cost burden and tenure status: evidence from EU-SILC. Journal of Family and Economic Issues, 36(4), pp. 531-556. (doi: 10.1007/s10834-014-9431-2)

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The primary goal of this study is to contribute on the literature on poverty by looking at household economic hardship in relation to the housing cost burden. Being one of the most significant outlays in a household balance, housing costs may indeed cause households to reduce non-housing expenditure such as health care, education, food, and clothing, thus creating serious household economic hardship. Using microdata from the European Union Statistics on Income and Living Conditions dataset (EU-SILC) regarding five European countries (Italy, Germany, UK, Spain, and France) we have examined the predictive power of housing costs in explaining family economic hardship. Furthermore, we have jointly estimated the effect of the housing cost burden upon economic hardship for renters versus home-owners paying mortgages. Results showed that housing costs represent a non negligible burden in all the five European countries. Moreover, home ownership was found to significantly reduce household hardship status.

Item Type:Articles
Glasgow Author(s) Enlighten ID:Deidda, Dr Manuela
Authors: Deidda, M.
College/School:College of Medical Veterinary and Life Sciences > School of Health & Wellbeing > Health Economics and Health Technology Assessment
Journal Name:Journal of Family and Economic Issues
ISSN (Online):1573-3475
Published Online:22 November 2015

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